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Dallas County · TX

Cost of living in Farmers Branch

By Mariela Lovo Ol, REALTOR® · Updated

The cost of living in Farmers Branch comes down to housing, property taxes, insurance, utilities and your commute. Texas has no personal income tax, so property and sales taxes carry more weight. Here is each piece with sourced numbers.

How much does housing cost in Farmers Branch?

Use the live market figures on this page, since prices change quickly. An established home in central Farmers Branch and a newer home in Mercer Crossing sit in different ranges.

In older homes, set aside money for roof, plumbing and foundation work. In Mercer Crossing, add the PID assessment. Set a range with the affordability calculator, then browse Farmers Branch homes for sale.

What will property taxes add in Farmers Branch?

For tax year 2025, the Dallas County Tax Office lists these rates per $100 of value. Carrollton-Farmers Branch ISD: $0.9481. City of Farmers Branch: $0.5435. Dallas County: $0.2155. Parkland Hospital: $0.212. Dallas College: $0.106575.

That totals about $2.03 per $100 before exemptions for a home in the city and CFBISD. The small part of the city in Dallas ISD, at $0.993835, runs about $2.07. See property taxes in Farmers Branch.

What should I budget for insurance?

Hail is the storm cost most buyers here plan around. The Texas Department of Insurance suggests comparing deductibles and whether the roof is paid at replacement cost or actual cash value.

Standard policies do not cover flood. Check the FEMA flood map for the address, especially near creeks.

Which utilities will I pay in Farmers Branch?

Open water and sewer service through the City of Farmers Branch utility billing office, which also signs you up for trash and recycling. Order your bins in the FBTX Connect app.

Oncor delivers electricity, and you choose a retail provider on Power to Choose. Summer air conditioning drives the largest bills, so compare plans at your expected usage.

What does getting around Farmers Branch cost?

The Dallas North Tollway and President George Bush Turnpike are toll roads, and drivers without a TollTag pay twice the TollTag rate. I-35E and I-635 are toll-free.

The DART Green Line stops at Farmers Branch Station, which can cut commuting and parking costs into Dallas. The average commute here is about 22 minutes.

What sales and income taxes apply?

Texas has no personal income tax. The combined sales tax in Farmers Branch is 8.25%: the 6.25% state rate, 1% for the city and 1% for DART.

Common questions

What is the sales tax rate in Farmers Branch?

The Texas Comptroller lists 8.25% combined. That is 6.25% state, 1% city and 1% for Dallas Area Rapid Transit.

What is the property tax rate in Farmers Branch?

For tax year 2025, a home in the city and Carrollton-Farmers Branch ISD faced about $2.03 per $100 of value before exemptions. Mercer Crossing adds a PID assessment.

How do I set up utilities in Farmers Branch?

Open water and sewer through the city's utility billing office, which also starts trash and recycling. Then choose an electricity plan on Power to Choose, since Oncor delivers power but does not sell it.

Sources

  1. QuickFacts: Dallas, Irving, Farmers Branch, Carrollton and Lewisville cities, Texas, U.S. Census Bureau (read 2026-09-24)
  2. Farmers Branch, Texas, Wikipedia (read 2026-09-24)
  3. Trash & Recycling, City of Farmers Branch (read 2026-09-24)
  4. Site map (parks, programs, emergency management), City of Farmers Branch (read 2026-09-24)
  5. Farmers Branch Historical Park, City of Farmers Branch (read 2026-09-24)
  6. Get Informed: Branch Alert and outdoor warning sirens, City of Farmers Branch (read 2026-09-24)
  7. Mercer Crossing Public Improvement District, City of Farmers Branch (read 2026-09-24)
  8. Neighborhood Partnership Program, City of Farmers Branch (read 2026-09-24)
  9. Carrollton-Farmers Branch ISD, Carrollton-Farmers Branch Independent School District (read 2026-09-24)
  10. Dallas ISD: Enroll / Find Your School, Dallas Independent School District (read 2026-09-24)
  11. Texas School Report Cards (TXschools.gov), Texas Education Agency (read 2026-09-24)
  12. DART Rail, Dallas Area Rapid Transit (read 2026-09-24)
  13. Silver Line Regional Rail Project, Dallas Area Rapid Transit (read 2026-09-24)
  14. North Texas Tollway Authority, North Texas Tollway Authority (read 2026-09-24)
  15. Property Tax Exemptions, Texas Comptroller of Public Accounts (read 2026-09-24)
  16. Property Tax Protests and Appeals, Texas Comptroller of Public Accounts (read 2026-09-24)
  17. Special Purpose Districts, Texas Comptroller of Public Accounts (read 2026-09-24)
  18. Notice to Purchaser of Special Taxing or Assessment District (TREC 59-0), Texas Real Estate Commission (read 2026-09-24)
  19. Dallas Central Appraisal District, Dallas Central Appraisal District (read 2026-09-24)
  20. Homestead Exemption Application Filing, Dallas Central Appraisal District (read 2026-09-24)
  21. About Oncor, Oncor Electric Delivery (read 2026-09-24)
  22. Power to Choose, Public Utility Commission of Texas (read 2026-09-24)
  23. 2025 Tax Rates, Dallas County Tax Office (read 2026-09-24)
  24. Sales and Use Tax, Texas Comptroller of Public Accounts (read 2026-09-24)
  25. Texas Sales and Use Tax Rates – July 2026, Texas Comptroller of Public Accounts (read 2026-09-24)
  26. Starting a New Business (Fiscal Notes), Texas Comptroller of Public Accounts (read 2026-09-24)
  27. Valuing Property, Texas Comptroller of Public Accounts (read 2026-09-24)
  28. 2026 Statewide Multi-Year Ratings Spreadsheet, Texas Education Agency (read 2026-09-24)
  29. Texas Health and Safety Code Section 757.002 – Application, Texas Health and Safety Code (via texas.public.law) (read 2026-09-24)
  30. Home insurance guide, Texas Department of Insurance (read 2026-09-24)
  31. FEMA Flood Map Service Center, FEMA (read 2026-09-24)
  32. North and Central Texas tornado climatology, National Weather Service Fort Worth (read 2026-09-24)
  33. Dallas/Fort Worth Climate Narrative, National Weather Service Fort Worth (read 2026-09-24)
  34. Texas Water Code Section 49.452 – Notice to Purchasers, Texas Water Code (via texas.public.law) (read 2026-09-24)
  35. Airport Facts & Figures, Dallas Fort Worth International Airport (read 2026-09-24)

Last reviewed: 2026-09-24. Descriptions cover places and amenities, not the people who live there. We are committed to the Fair Housing Act.