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Denton County (small areas in Tarrant County) · TX

Cost of living in Flower Mound, TX

By Mariela Lovo Ol, REALTOR® · Updated

The cost of living in Flower Mound, TX comes down to housing, property taxes, insurance, utilities and driving. Texas has no personal income tax, and the town's own rate and exemptions are relatively simple. Here is what to budget, with sourced figures only.

What does housing cost in Flower Mound?

Prices change often, so the live market figures on this page come from the MLS feed. Lot size, HOA dues, septic upkeep and any PID can change the real monthly cost between two similar homes. Browse Flower Mound homes for sale to compare.

How much are property taxes in Flower Mound?

The Town's rate is $0.387277 per $100 of value, and its proposed rate for FY 2026-27 is the same. Denton County adopted $0.183394 for 2026-27. For 2026-27, Lewisville ISD adopted $1.0778 and Argyle ISD adopted $1.1558.

The Town's homestead exemption is the greater of $5,000 or 20% of value, and owners 65 or older get $150,000. See property taxes in Flower Mound for the full picture.

What should you budget for insurance?

The National Weather Service says large hail, damaging winds, flooding and tornadoes occur nearly every year somewhere in the Metroplex. The Town's sirens sound for hail of 1.5 inches or larger.

The Texas Department of Insurance notes that deductibles can differ by type of loss. Ask for the hail deductible in dollars, and check the FEMA flood map near creeks and the lakes.

Who provides utilities in Flower Mound?

The Town provides water and, where available, wastewater; new accounts pay a $60 deposit and a $15 fee. Republic Services collects trash and recycling weekly.

Electricity is delivered by CoServ or Oncor, depending on the address, and gas comes from Atmos Energy or CoServ. On the west side, septic pumping and inspections replace a sewer bill, so budget for them.

What does getting around Flower Mound cost?

Most trips are by car on FM 2499, FM 1171, FM 3040 and FM 407. Flower Mound is not a DCTA member city, so there is no local bus or rail; the nearest A-train stop is in Lewisville.

SPAN offers on-demand rides for residents 65 and older or with disabilities, at $3 each way within Denton County. If you use NTTA toll roads, a TollTag avoids ZipCash bills that NTTA says cost twice as much.

What are the sales and income tax rates in Flower Mound?

Flower Mound's sales tax rate is 8.25%, including the state's 6.25%, according to the Town and the Texas Comptroller. Texas has no personal income tax.

Run your full payment in the mortgage calculator, and read the Flower Mound community guide for daily life.

Common questions

What is Flower Mound's property tax rate?

The Town's rate is $0.387277 per $100 of value, and the proposed FY 2026-27 rate is the same. Denton County and your school district add their own rates. Some areas add a PID assessment.

What is the sales tax in Flower Mound?

It is 8.25%. That includes 6.25% for the state and 2% in local taxes. The Town says voters approved the dedicated measures that brought it to that rate in 2007.

Can I choose my electricity provider in Flower Mound?

Power is delivered by CoServ or Oncor, depending on the address. Oncor addresses can shop retail plans, while co-op members buy from the co-op. Confirm the provider before you buy.

Sources

  1. QuickFacts: Flower Mound town, Texas (with Fort Worth, Southlake, Grapevine, Denton), U.S. Census Bureau (read 2026-09-24)
  2. Flower Mound, Texas (coordinates, counties), Wikipedia (read 2026-09-24)
  3. Location, Town of Flower Mound (read 2026-09-24)
  4. School Resources, Town of Flower Mound (read 2026-09-24)
  5. School Locator, Lewisville ISD (read 2026-09-24)
  6. Transfers, Lewisville ISD (read 2026-09-24)
  7. Programs of Choice, Lewisville ISD (read 2026-09-24)
  8. SMARTGrowth, Town of Flower Mound (read 2026-09-24)
  9. Cross Timbers Conservation Development District, Town of Flower Mound (read 2026-09-24)
  10. Canyon Falls, Town of Flower Mound (read 2026-09-24)
  11. Canyon Falls Park, Town of Flower Mound (read 2026-09-24)
  12. Lakeside Business District, Town of Flower Mound (read 2026-09-24)
  13. River Walk at Central Park, Town of Flower Mound (read 2026-09-24)
  14. Ordinance 57-13 (River Walk Public Improvement District No. 1), Town of Flower Mound (read 2026-09-24)
  15. Public Improvement District FAQ, Town of Flower Mound (read 2026-09-24)
  16. Homeowner Associations directory, Town of Flower Mound (read 2026-09-24)
  17. DFW Airport Noise Tracking, Town of Flower Mound (read 2026-09-24)
  18. Playing in Flower Mound (parks and trails), Town of Flower Mound (read 2026-09-24)
  19. Park Amenities (Twin Coves Park), Town of Flower Mound (read 2026-09-24)
  20. Heritage Park, Town of Flower Mound (read 2026-09-24)
  21. Community Activity Center, Town of Flower Mound (read 2026-09-24)
  22. Our history (member cities), Denton County Transportation Authority (read 2026-09-24)
  23. Station locations, Denton County Transportation Authority (read 2026-09-24)
  24. SPAN Transportation, Town of Flower Mound (read 2026-09-24)
  25. Texas Health Presbyterian Hospital Flower Mound, Texas Health Resources (read 2026-09-24)
  26. Activate Utilities, Town of Flower Mound (read 2026-09-24)
  27. Trash & Recycling, Town of Flower Mound (read 2026-09-24)
  28. New Residents, Town of Flower Mound (read 2026-09-24)
  29. My Tax Dollars, Town of Flower Mound (read 2026-09-24)
  30. Truth in Taxation, Town of Flower Mound (read 2026-09-24)
  31. Outdoor severe weather warning sirens, Town of Flower Mound (read 2026-09-24)
  32. Homestead exemptions, Denton Central Appraisal District (read 2026-09-24)
  33. The protest process, Denton Central Appraisal District (read 2026-09-24)
  34. Denton County adopts budget with lower tax rate, Cross Timbers Gazette (read 2026-09-24)
  35. Property tax exemptions, Texas Comptroller of Public Accounts (read 2026-09-24)
  36. Property tax protests and appeals, Texas Comptroller of Public Accounts (read 2026-09-24)
  37. Property tax basics, Texas Comptroller of Public Accounts (read 2026-09-24)
  38. Starting a New Business (Fiscal Notes), Texas Comptroller of Public Accounts (read 2026-09-24)
  39. Municipally-Owned Electric Utilities and Electric Cooperatives FAQs, Public Utility Commission of Texas (read 2026-09-24)
  40. Dallas/Fort Worth Climate Narrative, National Weather Service Fort Worth (read 2026-09-24)
  41. North and Central Texas tornado climatology, National Weather Service Fort Worth (read 2026-09-24)
  42. Home insurance guide, Texas Department of Insurance (read 2026-09-24)
  43. Texas Water Code Section 49.452 – Notice to Purchasers, Texas Water Code (via texas.public.law) (read 2026-09-24)
  44. FEMA Flood Map Service Center, FEMA (read 2026-09-24)
  45. Texas Public Schools accountability ratings, Texas Education Agency (read 2026-09-24)
  46. 2026 Statewide Multi-Year Ratings Spreadsheet, Texas Education Agency (read 2026-09-24)
  47. NTTA home page (TollTag and ZipCash), North Texas Tollway Authority (read 2026-09-24)
  48. Sales and Use Tax (state rate and local limit), Texas Comptroller of Public Accounts (read 2026-09-24)
  49. City Sales and Use Tax Rates (downloadable city rate list), Texas Comptroller of Public Accounts (read 2026-09-24)
  50. Valuing Property (10 percent residence homestead limitation), Texas Comptroller of Public Accounts (read 2026-09-24)
  51. Texas Property Code Section 202.022 – Swimming Pool Enclosures, Texas Property Code (via texas.public.law) (read 2026-09-24)
  52. Swimming Pool Construction Information Packet (rev. 03.23.2026), Town of Flower Mound Building and Inspections (read 2026-09-24)
  53. Dedicated Sales Tax Reauthorization Election, Town of Flower Mound (read 2026-09-24)
  54. Lewisville ISD adopts lowest tax rate since 1999 despite $7 million deficit, Cross Timbers Gazette (read 2026-09-24)
  55. Argyle ISD Tax Rate, Argyle ISD (read 2026-09-24)

Last reviewed: 2026-09-24. Descriptions cover places and amenities, not the people who live there. We are committed to the Fair Housing Act.