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Lee County · FL

Property taxes on Pine Island

By Mariela Lovo Ol, REALTOR® · Updated

Property taxes on Pine Island are set by Lee County's taxing authorities. The Lee County Tax Collector collects them. There is no city layer, because the island is unincorporated. Your bill depends on taxable value, millage, exemptions and any non-ad valorem assessments. Here is how each piece works.

How is a Pine Island property tax bill built?

The Lee County Property Appraiser sets each property's value. Taxing authorities, such as the County Commission and the School Board, set millage rates. A mill is one dollar of tax per $1,000 of taxable value.

Multiply taxable value by the millage to get your ad valorem taxes. Non-ad valorem assessments pay for services, such as solid waste. They are added on top and do not depend on value.

What is the TRIM notice and when is the bill due?

In August, the Property Appraiser mails the Notice of Proposed Property Taxes, or TRIM notice. It shows market value, exemptions and proposed taxes before rates are final. Did you buy after January 1 and see a homestead exemption? It was the prior owner's, and it will be removed.

Bills go out in November and are due by March 31. Paying early earns a discount: 4% off in November, 3% in December, 2% in January and 1% in February.

How does the homestead exemption work on Pine Island?

Is Pine Island your permanent home on January 1? Then file with the Lee County Property Appraiser by March 1. The exemption removes the first $25,000 of assessed value from all taxes. For 2026, it also removes up to $26,411 from non-school taxes on assessed value above $50,000.

From the next year, Save Our Homes limits increases in assessed value. The cap is 3% or the CPI change, whichever is less. Portability lets you bring up to $500,000 of Save Our Homes benefit from a prior Florida homestead. You must set up the new one within three years.

What if my Pine Island property is a second home, rental or land?

Second homes, rentals and most vacant land get the 10% non-homestead assessment limit. This cap does not apply to school taxes. After a sale, the property is reassessed at full market value the next January 1.

Agricultural land is excluded from the 10% cap because it is valued differently. If you buy farmland or groves, ask the Property Appraiser how the purchase affects any agricultural classification.

How do I plan taxes into a Pine Island budget?

Ask for the current tax bill. Then estimate your own taxes using your price and the exemptions you will file. Add the result to the mortgage calculator. Compare it with insurance on the cost of living on Pine Island page.

Common questions

Does Pine Island have city property taxes?

No. Pine Island is unincorporated, so there is no city millage. The bill includes Lee County, school and district levies. It also includes non-ad valorem assessments.

When is the homestead deadline on Pine Island?

March 1. You must own the home and make it your permanent residence by January 1 of that year. File with the Lee County Property Appraiser.

Do farm parcels on Pine Island get the 10% cap?

No. Agricultural land is excluded from the 10% non-homestead cap. It is valued differently. Ask the Property Appraiser how a purchase affects the parcel's classification.

Sources

  1. Pine Island (Lee County, Florida), Wikipedia (read 2026-09-24)
  2. CPA2026-00005 – Greater Pine Island Community Plan Changes (Lee Plan Goal 24), Lee County Department of Community Development (read 2026-09-24)
  3. Lee Plan (Comprehensive Plan) page and maps, incl. Existing Pine Island Farmland, Lee County Department of Community Development (read 2026-09-24)
  4. Understanding the 50% Rule – Substantial Improvement & Substantial Damage, Lee County Department of Community Development (read 2026-09-24)
  5. Matlacha Park and Community Center, Lee County Parks & Recreation (read 2026-09-24)
  6. Pine Island Flatwoods Preserve, Lee County Parks & Recreation (read 2026-09-24)
  7. Pineland Site Complex, Lee County Parks & Recreation (read 2026-09-24)
  8. St. James Creek Preserve, Lee County Parks & Recreation (read 2026-09-24)
  9. Randell Research Center, Florida Museum of Natural History (read 2026-09-24)
  10. Greater Pine Island Water Association, GPIWA (read 2026-09-24)
  11. About LCEC (service area), LCEC (read 2026-09-24)
  12. Cape Coral Hospital, Lee Health (read 2026-09-24)
  13. Library Branch Locations (Pine Island Public Library), Lee County Library System (read 2026-09-24)
  14. LeeTran Maps & Schedules, Lee County (LeeTran) (read 2026-09-24)
  15. Evacuation (zones, clearance times, evacuation transportation), Lee County Public Safety (read 2026-09-24)
  16. General Exemption Information, Lee County Property Appraiser (read 2026-09-24)
  17. Student Enrollment Plan 2026-2027, School District of Lee County (read 2026-09-24)
  18. Florida Statutes 509.032 (vacation rentals), Florida Legislature (read 2026-09-24)
  19. Disaster and Flood Related Frequently Asked Questions (NFIP waiting period and limits), Village of Estero (read 2026-09-24)
  20. New Residents' Guide, Lee County (read 2026-09-24)
  21. Tolls (LeeWay) – Midpoint and Cape Coral toll plazas, Lee County (read 2026-09-24)
  22. Frequently Asked Questions, Lee County Property Appraiser (read 2026-09-24)
  23. Transfer of Homestead Assessment Difference or "Portability", Lee County Property Appraiser (read 2026-09-24)
  24. 10% Assessment Limitation Frequently Asked Questions, Lee County Property Appraiser (read 2026-09-24)
  25. Florida's Property Tax System, Lee County Tax Collector (read 2026-09-24)
  26. Real Estate Property Taxes, Lee County Tax Collector (read 2026-09-24)
  27. Sales and Use Tax, Florida Department of Revenue (read 2026-09-24)
  28. Discretionary Sales Surtax Information for Calendar Year 2026 (DR-15DSS), Florida Department of Revenue (read 2026-09-24)
  29. Constitution of the State of Florida, Article VII, Section 5 (estate, inheritance and income taxes), The Florida Senate (read 2026-09-24)
  30. School Zones, The School District of Lee County (read 2026-09-24)
  31. School Grades, Florida Department of Education (read 2026-09-24)
  32. 2025-2026 School Grades Report (posted July 1, 2026), The School District of Lee County (read 2026-09-24)
  33. Charter Schools, The School District of Lee County (read 2026-09-24)

Last reviewed: 2026-09-24. Descriptions cover places and amenities, not the people who live there. We are committed to the Fair Housing Act.