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Collin and Denton counties · TX

Cost of living in Frisco, TX

By Mariela Lovo Ol, REALTOR® · Updated

The cost of living in Frisco, TX depends on housing, property taxes, insurance, utilities and a mostly car-based commute. Texas has no personal income tax, and Frisco's city rate held steady for fiscal 2026-27.

How much does housing cost in Frisco?

This page shows live MLS figures rather than a median that would go stale. Compare resales in the south and center with new homes in the north, and include HOA dues, since most planned communities have them.

Set a range with the affordability calculator, then browse Frisco homes for sale.

What property taxes will I pay in Frisco?

The City of Frisco's rate is $0.425517 per $100 of value, and the Council kept it for fiscal 2026-27. The City gives a 20% homestead exemption. Your county, school district and, in Collin County, Collin College add their own rates.

See property taxes in Frisco for every rate by county and school district.

What will homeowners insurance cover?

Hail is the main storm risk for North Texas roofs. The Texas Department of Insurance notes that policies can carry separate deductibles for different types of loss, and roofs paid at actual cash value pay less as they age. Standard policies exclude flood, so check the City's floodplain maps for homes near creeks.

Get a quote on the specific home before your option period ends.

Who provides utilities in Frisco?

The City bills water, sewer, trash and recycling together; new accounts pay a deposit and an administrative fee. Frisco buys treated water from the North Texas Municipal Water District.

CoServ, a member-owned electric co-op, serves part of Frisco, and co-op members buy from the co-op. Other addresses have retail choice, where you compare plans on Power to Choose.

Set up service a few days before move-in so water and trash are ready when you arrive.

What does it cost to get around from Frisco?

Frisco has no DART rail, so most trips are by car. The Dallas North Tollway and Sam Rayburn Tollway carry most commutes, and NTTA says drivers without a TollTag pay twice as much through ZipCash. The Census Bureau puts the average commute at 28.6 minutes.

DCTA's GoZone on-demand rideshare covers about a third of the city on weekdays and connects to DART's Northwest Plano Park & Ride. The Frisco EDC lists DFW Airport as 25 miles away.

Frisco Demand Response offers curb-to-curb rides for residents 65 and older, residents with disabilities and medical trips, booked a day ahead.

What are the sales and income taxes?

Frisco's combined sales tax rate is 8.25%, the state's 6.25% plus local taxes at the 2% maximum, in both the Collin and Denton County parts of the city. Texas has no personal income tax.

Common questions

What is the sales tax rate in Frisco, TX?

The combined rate is 8.25% in both the Collin and Denton County parts of Frisco, according to the Texas Comptroller's July 2026 table.

What is Frisco's city property tax rate?

The City's rate is $0.425517 per $100 of value, unchanged for fiscal 2026-27. The City also offers a 20% homestead exemption.

Does Frisco have public transit?

There is no DART rail in Frisco. DCTA's GoZone on-demand rideshare covers about a third of the city on weekdays and links to DART's Northwest Plano Park & Ride.

Who provides electricity in Frisco?

It depends on the address. CoServ, an electric co-op, serves part of Frisco; other areas can choose a retail provider. Confirm before you close.

Sources

  1. QuickFacts: Frisco city, Texas, U.S. Census Bureau (read 2026-09-24)
  2. Frisco, Texas, Wikipedia (read 2026-09-24)
  3. Property Tax Rate (FY2026 rates by taxing entity), City of Frisco (read 2026-09-24)
  4. Tax Administration, City of Frisco (read 2026-09-24)
  5. News Flash: Property Tax Rate Same as Previous 2 Years; FY27 Budget (Sept. 16, 2026), City of Frisco (read 2026-09-24)
  6. Appraisal Districts, City of Frisco (read 2026-09-24)
  7. 2026-2027 Zones, Frisco ISD (read 2026-09-24)
  8. In-District Transfer, Frisco ISD (read 2026-09-24)
  9. International Baccalaureate Diploma Programme, Frisco ISD (read 2026-09-24)
  10. Attendance Boundaries, Prosper ISD (read 2026-09-24)
  11. School Locator, Lewisville ISD (read 2026-09-24)
  12. Attendance Zones, Little Elm ISD (read 2026-09-24)
  13. DNT and Dallas Parkway Widening, City of Frisco (read 2026-09-24)
  14. PGA Parkway Widening (Preston Road to Coit Road), City of Frisco (read 2026-09-24)
  15. Theme Park, City of Frisco (read 2026-09-24)
  16. Transit, City of Frisco (read 2026-09-24)
  17. GoZone Frisco, DCTA (read 2026-09-24)
  18. Frisco Economic Development Corporation home page, Frisco EDC (read 2026-09-24)
  19. New Service (Utility Billing), City of Frisco (read 2026-09-24)
  20. Our Water Supply, City of Frisco (read 2026-09-24)
  21. Residential Trash Service, City of Frisco (read 2026-09-24)
  22. Board of Directors, CoServ (read 2026-09-24)
  23. Outdoor Warning Sirens, City of Frisco (read 2026-09-24)
  24. Parks & Trails, City of Frisco (read 2026-09-24)
  25. Grand Park, City of Frisco (read 2026-09-24)
  26. Frisco Athletic Center, City of Frisco (read 2026-09-24)
  27. Dallas Cowboys / FISD / City of Frisco Partnership, City of Frisco (read 2026-09-24)
  28. Toyota Stadium / National Soccer Hall of Fame, City of Frisco (read 2026-09-24)
  29. Frisco RoughRiders / Riders Field, City of Frisco (read 2026-09-24)
  30. PGA of America Partnership, City of Frisco (read 2026-09-24)
  31. Frisco Rail District, Frisco Rail District (read 2026-09-24)
  32. Public Improvement Districts (PID), City of Frisco (read 2026-09-24)
  33. Fields Frisco / The Fields Story / East Village, Fields Frisco (developer site) (read 2026-09-24)
  34. The Preserve, The Preserve in Frisco (developer site) (read 2026-09-24)
  35. Starwood Community, Starwood HOA (read 2026-09-24)
  36. Park & Trail Development – Future Parks, City of Frisco (read 2026-09-24)
  37. Floodplain, City of Frisco (read 2026-09-24)
  38. Phillips Creek Ranch Community Association, Phillips Creek Ranch HOA (read 2026-09-24)
  39. Property Tax Exemptions, Texas Comptroller of Public Accounts (read 2026-09-24)
  40. Property Tax Protests and Appeals, Texas Comptroller of Public Accounts (read 2026-09-24)
  41. Clear as MUD, Texas Real Estate Research Center at Texas A&M University (read 2026-09-24)
  42. Don't Piddle Around with PID Notices, Texas Real Estate Research Center at Texas A&M University (read 2026-09-24)
  43. Roads & Projects, North Texas Tollway Authority (read 2026-09-24)
  44. NTTA home page (TollTag and ZipCash), North Texas Tollway Authority (read 2026-09-24)
  45. Choosing an Electric Plan, Public Utility Commission of Texas (read 2026-09-24)
  46. Home insurance guide, Texas Department of Insurance (read 2026-09-24)
  47. 5 Tips for Buying New Construction, Freddie Mac (read 2026-09-24)
  48. Contracts (promulgated forms), Texas Real Estate Commission (read 2026-09-24)
  49. Texas Public Schools (TXschools.gov), Texas Education Agency (read 2026-09-24)
  50. Why Texas, Office of the Texas Governor, Economic Development and Tourism (read 2026-09-24)
  51. Valuing Property (homestead 10 percent limit; circuit breaker limitation), Texas Comptroller of Public Accounts (read 2026-09-24)
  52. Sales and Use Tax, Texas Comptroller of Public Accounts (read 2026-09-24)
  53. Texas Sales and Use Tax Rates – July 2026 (city rates), Texas Comptroller of Public Accounts (read 2026-09-24)
  54. Pools & Pool Enclosures, City of Frisco (read 2026-09-24)
  55. Swimming Pool & Spa Enclosure / Specific Code Requirements (Form 107, Nov 2024), City of Frisco (read 2026-09-24)
  56. Health and Safety Code Chapter 757 – Pool Yard Enclosures, Texas Legislature (via texas.public.law) (read 2026-09-24)
  57. Deep Soil Mixing Technology for Mitigation of Pavement Roughness (Report 0-5179-1), Texas Department of Transportation / Texas A&M Transportation Institute (read 2026-09-24)
  58. Frisco ISD accountability overview, Texas Education Agency (TXschools.gov) (read 2026-09-24)
  59. Prosper ISD accountability overview, Texas Education Agency (TXschools.gov) (read 2026-09-24)
  60. Lewisville ISD accountability overview, Texas Education Agency (TXschools.gov) (read 2026-09-24)
  61. Little Elm ISD accountability overview, Texas Education Agency (TXschools.gov) (read 2026-09-24)
  62. Emergency Preparedness (CodeRED), City of Frisco (read 2026-09-24)
  63. Frisco Commons Park, City of Frisco (read 2026-09-24)
  64. Northeast Community Park, City of Frisco (read 2026-09-24)
  65. Northwest Community Park, City of Frisco (read 2026-09-24)
  66. Frisco Public Library, Frisco Public Library (read 2026-09-24)
  67. Frisco Heritage Center, City of Frisco (read 2026-09-24)
  68. Frisco Discovery Center, City of Frisco (read 2026-09-24)
  69. Texas Health Frisco, Texas Health Resources (read 2026-09-24)
  70. Medical City Frisco, Medical City Healthcare (read 2026-09-24)
  71. Baylor Scott & White Medical Center – Frisco at PGA Parkway, Baylor Scott & White Health (read 2026-09-24)
  72. Baylor Scott & White Medical Center – Centennial, Baylor Scott & White Health (read 2026-09-24)

Last reviewed: 2026-09-24. Descriptions cover places and amenities, not the people who live there. We are committed to the Fair Housing Act.